The OpenSky Secured Visa Credit Card does not require a credit check, and you can be approved even without a bank account This is an option for people with no credit score or a score below 350 There's a $35 annual fee and there's a variable APR of The minimum deposit amount required to open a Discover it® Secured card is $0, and the size of your deposit will determine your credit limit Your maximum credit limit will be set by Discover based on your income and ability to pay, but will not exceed $2,500 10 Capital One Platinum Secured Mastercard For example, that means your credit card balance should always be below $300 on a credit card with a $1,000 limit Once your balance starts to exceed the 30% threshold, you'll notice your credit score decreasing If you habitually max out your credit cards, your credit score could drop significantly
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